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OUR TEAMDonald H. Ramirez, CFP®Don Ramirez is the co-founder of Peak Wealth Advisors and is a CERTIFIED FINANCIAL PLANNER™ professional. Prior to founding Peak Wealth Advisors in 2009, Don was a Senior Financial Advisor with Merrill Lynch for 14 years where he was consistently rated a Platinum Service Provider for receiving client survey rankings in the top 10% of his peers.
Don is a seasoned advisor with a great depth of knowledge in professional money management, tax and estate planning. He is also an experienced entrepreneur having started a successful tax software distribution business and an electronic filing bureau which grew to 30 employees supporting over 500 tax offices throughout California.
A graduate of USC’s Marshall School of Business he has been awarded the CERTIFIED FINANCIAL PLANNER™ designation from the CFP® Board of Standards, the Chartered Retirement Planning Counselor™ designation from the College for Financial Planning and the Certified Exit Planning Advisor designation from the Exit Planning Institute. Don serves and is past President of the Camp Ocean Pines board of directors and is a past President of the Central Coast Council for Planned Giving. A Rotarian since 1993, he is an active member of the Cambria Rotary Club.
Helen Sipsas, MBA, CFP®Helen Sipsas is the co-founder of Peak Wealth Advisors and is a CERTIFIED FINANCIAL PLANNER™ professional. Previously she held positions as a Financial Advisor with Merrill Lynch, Managing Director of Sandpiper Capital, Vice President- Investment Manager for FINOVA Mezzanine Capital and Vice President-Business Development for FINOVA Corporate Finance.Helen’s experience includes financial planning and asset management for individuals and businesses. She is also experienced with mergers and acquisitions, leveraged buyouts, growth financing, debt restructuring and exit planning for privately held businesses.
Helen holds a bachelor degree from USC’s Marshall School of Business and an MBA with a concentration in finance from Loyola Marymount University. She has been awarded the CERTIFIED FINANCIAL PLANNER™ designation from the CFP® Board of Standards and the Certified Divorce Financial Analyst® (CDFA™) designation from the Institute for Divorce Financial Analysts (IDFA™).
An active community member Helen is the founder and past President of the USC Alumni Club of San Luis Obispo, has served on the board of directors for the San Luis Obispo Botanical Garden, the Glendale Historical Society, is past President of the C.E. Teach Elementary School Boosters, a member of the San Luis Obispo Monday Club and participates in the Central Coast Women's Tennis League.
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Let's Make a Plan
As CERTIFIED FINANCIAL PLANNER™ professionals our breadth of knowledge and experience is here to help you build and execute a financial plan that will be your personal guide torwards achieving your goals.We use a systematic approach to financial planning utilizing a five step process:1. Discover- In this first step we develop an understanding of your financial picture and discover what matters most to you.
2. Evaluate- In this second step we analyze your current situation and determine what steps you need to take to realize your goals.
3. Recommend - In this third step we offer financial planning recommendations that address your goals, and review in detail each recommendation so you can make informed decisions. After receiving your input we revise the recommendations as appropriate.
4. Implement- In this fourth step we carry out our agreed upon planning recommendations and coordinate the work of other professionals involved in the plan implementation.
5. Review- In the last step we review how well our planning strategies are supporting your intermediate and long-term goals. We also monitor any life changes that may impact your plan and make adjustments as necessary.
Select the links below to learn about:Our Investment Philosophy and Process
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OUR LOCATIONS
Serving the following areas: San Luis Obispo, Paso Robles, Templeton, Atascadero, Santa Margarita, Cambria, Cayucos, Los Osos, Avila Beach, Pismo Beach, Grover Beach, Arroyo Grande, Nipomo, Santa Maria and Santa Barbara
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CLIENT CENTER
LPL FINANCIAL ACCOUNT VIEW
WEALTH MANAGEMENT SYSTEM
